Archives for September 2015

Thinking of Investing in Real Estate?

Thought about investing lately? No, not your 401(k) or mutual fund.

Investing in real estate.

There’s a tremendous opportunity right now to become a real estate investor here in the Austin area for multiple reasons. And it’s much easier than you might think. In fact, it’s a very simple process. Rental properties are evaluated just like any other single family home and all you need is at least a 15% down payment.

Why should you invest in real estate?

Home values in the Austin area continue to rise. According to the most recent information from the Austin Board of Realtors, the median price for single family homes is 10% higher compared to the same period last year.  Can you name any other type of investment that provided such a return? Plus, your equity is secured by a first lien. Unlike other types of investments, your rental property value will never drop to zero!

Another motivating factor is the current state of interest rates. Interest rates for rental properties have been so low for so long that rental payments cover the mortgage, property taxes, insurance and maintenance costs in most cases.  Rental rates in Austin are also on the rise meaning the rents take care of your loan, maintenance costs, and you’re actually making money, or cash flowing, each month.

Here in Austin, there has been considerable interest in investment properties and rightly so. The combination of low rates and higher rents make investment real estate a very attractive option. In addition, if the property you buy currently has tenants, the lender can use the rental income to help qualify for the new loan.  And speaking of financing, these low rates are fixed, not adjustable, so your cash flow and equity will continue to grow well into the future.

This article is sponsored by Tera Gilbert of New Penn Financial.  If you’ve been thinking about investing in real estate here in the Austin area or want more information, contact Edwin Lui or Tera Gilbert for a free consultation. There may never be a better time to buy a rental property in Austin than right now.

Healthy Kids

It’s Back to School in Austin!  For many of our children, staying healthy throughout the school year is a challenge.  Cold and flu season is right around the corner, and with it the increase in sicknesses they encounter in the school environment.

The good news is that parents can positively impact a child’s immune system, decrease the likelihood of them becoming sick, and avoid the cycle of catching everything that is going around.  A lot can be accomplished by putting the right things into their growing bodies on a daily basis. Here are just a few tips to make it through the school year unscathed:

Reduce sugar.  According to Dr. William Sears, “eating or drinking 100 grams of sugar, the equivalent of 2 cans of soda, can reduce the ability of white blood cells to kill germs by forty percent.” The effect starts almost immediately and can last for up to five hours.  Eating a sugar-filled breakfast and sending kids off to school with a suppressed immune system makes their bodies more vulnerable when they are at school.

Get enough sleep.  It’s hard to get back onto a regular bedtime schedule after a long summer, but research shows this is important.  Lack of sleep has been linked to a variety of cognitive and physical health issues including a reduced ability to fight off infections.  David Katz, MD says, “Sleep is crucial to immune system function.  People underestimate the importance of getting enough sleep.”

Eat more produce.  A healthy diet rich in immune-boosting foods can help your body build infection-fighting white blood cells and repair injury to cells, protecting itself against infection and illness.  There is much research anback to school imaged evidence that the best source of antioxidants is fresh fruits and vegetables.

There are many great habits you can teach your children to do while at school, such as proper hand-washing and drinking water rather than juice or soda.  But do not underestimate the positive impact of good nutrition on building healthy bodies.  If you find it challenging to eat the recommended 9 to 13 servings of fruits and veggies, take a look at the product JuicePlus, which provides your body with nutrients from 30 different fruits, vegetables, and grains.

To learn more about JuicePlus and to see if your child qualifies to receive the product for free through the Children’s Health Study, visit our partner Ginger Hobbs and mention this article.

Facebook Auto Publish Powered By : XYZScripts.com