Archives for September 2012

Mortgage Rates Sink to New Lows Again

Cash is king, but when interest rates are this low, any educated buyer (homeowner or investor) would be wise to consider financing options and using all the leverage available.

Here’s a closer look for the national average rates for the week ending Sept. 27:

  • 30-year fixed-rate mortgages: averaged a new record low of 3.40 percent this week, with an average 0.6 point, dropping from last week’s previous record low of 3.49 percent. A year ago at this time, 30-year rates averaged 4.01 percent.
  • 15-year fixed-rate mortgages: averaged a new low of 2.73 percent, with an average 0.6 point, dropping from last week’s previous record low of 2.77 percent. A year ago, 15-year rates averaged 3.28 percent.
  • 5-year adjustable-rate mortgages: averaged 2.71 percent, with an average 0.6 point, dropping from last week’s 2.76 percent average. Last year at this time, 5-year ARMs averaged 3.02 percent.
  • 1-year ARMs: averaged a new low of 2.60 percent this week, with an average 0.4 point, dropping from last week’s 2.61 percent average. A year ago, 1-year ARMs averaged 2.83 percent.

Check out the full article here: Mortgage Rates Sink to New Lows Again

King of Social Media: Georgetown Village

Updated:  March 3, 2013.

It’s been a while since I’ve written about Georgetown Village.  My brother and I have posted many listings for homes for sale in Georgetown Village and I have lived here for almost 10 years.  We’ve talked about many great features of the homes and of the neighborhood, but today I want to talk about what really differentiates Georgetown Village, and that is, community.

A few years ago, I created a Facebook page for Georgetown Village residents to post neighborhood news, events, garage sales, etc. The main purpose was to get residents to network with one another and build relationships.  Well, what started out as a fun little project has now turned into the largest Georgetown neighborhood community page on Facebook!  At the time of this writing, we have 349 members!  The next largest membership I could find, was Berry Creek Country Club with a Facebook membership of 246, but most of the posts come from the club and not the residents.  I guess they’re out golfing.

As more and more of our “connectedness” starts with social media, this may be the difference you are looking for when choosing which neighborhood to live in.  As I tell my clients:  “The neighborhood is just as important as the home.”


To celebrate our 350th Facebook member, Edwin and I will be giving away a $350 Home Depot gift card for anybody selling a home, buying a home, or needing property management in Georgetown Village for the next 60 days.  This will be given away at closing.  Also, the first 3 people to respond will get entered into a drawing for the brand new iPad!

To take advantage of this great offer, just give me or Edwin a call.  Homes must close to be eligible for the offer and the drawing.  Our buyer representation services are at no cost to you, so this deal is free!  We are not a discount brokerage and rarely offer rebates/discounts, so take advantage of this while you can.  For buying/selling, Edwin can be reached at 512-554-9594.  For property management,  my number is 512-761-6476.

Not too sure of the service you’ll receive?  Check out our testimonials here!

We also have an Introductory Video, Video testimonials and examples of our listing videos on YouTube.

~Your Favorite HOMEboy,


Austin’s Best Water Hangouts

For a landlocked city such as Austin, there are a handful of great places to take a dip, cool off, drop anchor and enjoy the waterfront. Many of Austin’s aquatic attractions are located in the heart the city.

Austin is blessed to have one of the only naturally fed springs in Central Texas. Barton Springs is fed by water from the Edwards Aquifer, which – over time – fills up with rainwater from cracks in the limestone below. In the 1920s the City of Austin constructed what is now Barton Springs Pool at the site. Barton Springs along with several other smaller springs remain at 68 degrees year round and are home to the endangered Barton Springs Salamander, a species that is unique only to Barton Springs.

From there, if you go a little north, you’ll arrive at the heavily populated local attraction, Lady Bird Lake. Sitting just south of downtown Austin, Lady Bird Lake is actually slow-moving dammed section of the Colorado River, which flows southwest through downtown Austin. Lady Bird Lake is famous for its locale and the ample rowing, paddle-boarding and barge tours that take place there every day.



If you float further down the Colorado, Lady Bird Lake opens up to the tree-lined Lake Austin, which is surrounded by hilltop estates, towering cottonwood trees and several tiny islands that dot the river. The most infamous of Lake Austin’s attractions is the picturesque Red Bud Isle. This miniature peninsula juts out into Lake Austin just south of the Tom Miller Dam (pictured below). In 1900, the McDonald Dam collapsed in a flood and the limestone boulders settled at the bottom of the Colorado River underneath flood debris. Over time, the area re-vegetated and now it is a go-to place for locals to fish, swim, and enjoy the natural areas surrounding Upper Town Lake.



Further north, Lake Austin weaves in and out of canyons and under bridges up into the hill country. It eventually hits Mansfield Dam, which is the retaining wall for Austin’s largest water reservoir: Lake Travis. The Lake Travis area is home to some of Austin’s top attractions and recreation opportunities. Surrounded by rolling hills and lush greenery, Lake Travis offers breathtaking Hill Country views. Of course, its major attraction is the lake itself. Part of the Colorado River, Lake Travis is the most popular of the Highland Lakes. It draws both tourists and locals during the warm months for its ample water attractions (boating, fishing, jet-skis) and it’s food and shopping.


For more info on some of Austin’s great attractions, visit Realty Austin’s relocation guide for up-date-information on Austin real estate near the city’s major attractions.



Beautiful Bellerive in Blackhawk

Curb appeal is an understatement for this beautiful home.

20408 Bellerive is a beautiful one-story home in Pflugerville located in the Blackhawk subdivision. Blackhawk is known for its amazing accessibility as it sits near the 130 Toll Road and the 45 Toll Road. The 4-bedroom floor plan is great for entertaining overnight guests, friends, and family. The kitchen is open and has been entirely remodeled with granite counters and tile back splash. The front and rear yard has also been recently landscaped. This home belongs to a single woman and when you see the pictures, you’ll think she was a house keeper. It is a well-kept house, immaculately maintained, and ready for its next owner.

For more videos and listings, visit


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